Insurance of business assets
Benefits for your company

What does company asset insurance provide? 

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FLEXA - basic scope
Hurricane and hail
Other elements / force of nature
Flooding with water or other liquids and frost
Falling trees or collapsing structures and disaster
Theft risks
Vehicle impact, smoke, soot, sound wave
Glass and glass objects
Strikes and riots
Other unspecified risks
Mechanical, electrical failures
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You have great goals, unique talents and the courage to put your plans into action. The build-up phase also puts you in front of many new tasks, making time more precious than ever
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Because pressing issues such as financial planning, business registration, appointments with the tax consultant and the first measures to implement the business idea you take advantage of
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Allianz supports you exactly here: by choosing a suitable product for you, you have the peace of mind

Frequent questions about large company asset insurance 

Business asset insurance is for the sector of large businesses with property worth more than PLN 20 million in a single location or PLN 30 million in all locations.

The Insured may be e.g:

  • an entity engaged in production, trade or service activities,
  • the owner of a property,
  • financial institution,
  • a housing cooperative or community,
  • car dealer.

The information necessary to conclude an insurance contract is determined at the risk analysis stage by the underwriter.

It includes:

  • description of the activity,
  • description of the structure and condition of individual facilities,
  • description of fire and theft protection means,
  • location addresses,
  • sums insured, broken down into insurance subjects and locations,
  • period and scope of coverage requested,
  • list of damages and damage reserves from at least the last 3 years.
Valuation of the cost of insurance requires a professional risk assessment. The insurance price is determined individually depending on the scope of insurance, type of activity, external threats, structure and protection of property, damage and other factors contributing to the exposure to damage or risk of damage.

No. However, like any insurance company, we have limited insurance capacity. This capacity depends primarily on the available reinsurance capacity. The main criterion for accepting risk to be covered (in terms of exposure value) is the PML index.

It determines the maximum possible value of damage that may occur as a result of one event. At Allianz, the PML value is calculated by an experienced team of risk engineers.

The amount of the deductible or deductible franchise is always determined individually and depends on factors taken into account in the risk assessment. Usually the deductible is between PLN 1000 and PLN 5000.

In individual cases, we can set a different amount of deductible franchise – according to the level of risk.

You ensure your company with Allianz. You can focus on your business, customers and goals.
We'll do our best to help you handle all insurance-related issues – quickly and conveniently – online.
Fill in and submit the form. We'll let you know when it has been done.
In our archive you will find, among others, forms to help you submit an order, general T&Cs of insurance and documents related to investment funds.
This material is for informational purposes only, it is intended to provide a general outline of the nature and scope of the aforementioned insurance and does not constitute an offer within the definition of Article 66 § 1 of the Civil Code. The detailed scope and terms and conditions of the abovementioned insurance are regulated by the general terms and conditions of insurance with attachments (available in the Documents for Insurance tab), in which you will find provisions concerning, among others, premiums, scope of insurance, limitations and exclusions of liability of TUIR Allianz Polska S.A.  and the conditions of payouts and rules for calculating insurance benefits.