My Company - insurance for small and medium-sized enterprises

Financial security for your company in case of various chance events
Insurance for small and medium-sized companies 
Benefits for your company

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Fire and other incidents
We cover damage caused by: fire, smoke and soot, explosion, implosion, lightning, fall or impact of aircraft, fall of trees and structures, vehicle impact.
Catastrophic risks
We cover damage caused by rain and hail, strong wind, snow and ice weight, avalanches, landslides and collapses. Coverage of the risk of flooding is subject to an assessment of the flood risk at the insured site based on your application. If we determine that it is possible to cover the insured site indicated in your application, we will confirm this in the policy.
Fixed operating costs
We will cover fixed costs of business incurred by the Insured during interruption of business at the insured site indicated in the contract as a result of loss caused by an insured event. 
Civil liability - basic coverage
We provide coverage for third-party liability towards damage (personal injury and property damage) for which the Insured is legally responsible, as well as for liability for products placed on the market; third party liability for renting real estate and movable property; and third party liability for damage to movable property processed, cleaned, repaired, maintained, packaged or otherwise handled as part of services provided by the Insured, as well as for damage to movable property in the custody or control of the Insured.
Insured costs
Costs of post-damage activities and costs of disposal of medicines.
Assistance – basic scope
We will organise and cover the costs of emergency assistance (services provided by plumbers, electricians, locksmiths, roofers, heating appliance technicians, exterminators, disinfectors, fumigators).
Flooding
We cover damage caused by sudden escape of steam, water or other liquid, including damage caused by a breakdown of water supply system or sewage system.
Breakage of glass items
We cover damage in the form of breaking or cracking of glass objects and we will cover additional costs that arise in connection with this insurance event
Burglary with robbery
We cover damage caused by burglary and robbery
Vandalism
We cover damage caused by vandalism
Machinery breakdown and electrical damage
We provide cover for damage involving the breakdown of machinery and equipment and damage caused by non-maintained current parameters.
Civil liability - extended scope
We cover liability for damage to third parties (personal injury and property damage) caused as a result of emission, leakage or any form of release into the atmosphere of any hazardous substances, as well as liability for damage to employees
Assistance – extended option
We will organise and cover the cost of assistance with the recovery of electronic and digital data lost due to electronic equipment failure.
Earthquake (OPTIONAL)
We cover damage to insured property caused by earthquakes.
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You have great goals, unique talents and the courage to put your plans into action. The build-up phase also puts you in front of many new tasks, making time more precious than ever
man looking at charts
Because pressing issues such as financial planning, business registration, appointments with the tax consultant and the first measures to implement the business idea you take advantage of
man leaning back
Allianz supports you exactly here: by choosing a suitable product for you, you have the peace of mind

Frequently asked questions about My Company (Moja Firma) insurance

Within My Company insurance you can insure: 

  • buildings and structures
  • units
  • elements of plots of land
  • machinery, plant and equipment
  • working capital
  • investment expenditure
  • monetary value (insurance against burglary and robbery)
  • third-party and staff property 

You have a choice of:

  • insurance coverage under one of four packages,
  • sum insured, sum guaranteed and limits of liability (out of two available),
  • deductible: PLN 200 or PLN 500 - which makes the premium lower.

If damage occurs, you can report it:

  • online
  • by e-mail
  • by phone

We will assess it and, if necessary - depending on your insurance coverage - arrange assistance under your Assistance service.

You can find out the status of your claim by phone or e-mail

You will receive money that will allow you to continue your business activity.

You ensure your company with Allianz. You can focus on your business, customers and goals.
We'll do our best to help you handle all insurance-related issues – quickly and conveniently – online.
Fill in and submit the form. We'll let you know when it has been done.
You ensure your company with Allianz. You can focus on your business, customers and goals.
We'll do our best to help you handle all insurance-related issues – quickly and conveniently – online.
Fill in and submit the form. We'll let you know when it has been done.
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In our archive you will find, among others, forms to help you submit an order, general T&Cs of insurance and documents related to investment funds.
This material is for informational purposes only, it is intended to provide a general outline of the nature and scope of the aforementioned insurance and does not constitute an offer within the definition of Article 66 § 1 of the Civil Code. The detailed scope and terms and conditions of the abovementioned insurance are regulated by the general terms and conditions of insurance with attachments (available in the Documents for Insurance tab), in which you will find provisions concerning, among others, premiums, scope of insurance, limitations and exclusions of liability of TUIR Allianz Polska S.A.  and the conditions of payouts and rules for calculating insurance benefits.