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IKE Specjalnie dla Ciebie will help you easily raise extra money for your retirement. Under this insurance, we will open two accounts for you to collect savings.
The main IKE account will accumulate money up to the statutory limit. Pension payments from this account are not subject to capital gains tax.
In the Free Access Account (FAA) we will deposit excess savings over the annual IPA limit, 10% of each regular contribution paid and ad hoc contributions. You have access to these funds at all times. Withdrawal from this account is subject to capital gains tax.
IKE Specjalnie dla Ciebie benefits include:
You can withdraw money you have accumulated in your free access account at any time. You will pay capital gains tax on these payments.
Withdrawal from the basic IKE account is possible at the end of the insurance period and will be exempt from capital gains tax.
The necessary condition is that the account holder must be over the age of 60 or 55 (if they have already acquired pension rights) and: