Twoje życie
How to take out life insurance and look after your health comprehensively
Why should you take out insurance?
What does this insurance policy provide?
Insurance for life
Higher insurance amount
Additional options
Choose supplementary contracts and ensure that you or your loved ones receive a payout and specialist assistance in the event of illness or accident.
-
Payment in the event of serious illness
-
Cancer support
-
Foreign second medical opinion
-
Payment in the event of incapacity for work
-
Treatment abroad
-
Payment for treatment and hospitalization
-
Hospitalization benefit
-
Private medical care
-
Assistance after an accident
-
Protection for your loved ones
-
Takeover of contribution payments
-
Money for the future
A supplementary serious illness agreement will ensure that you receive a payout so that, in the event of a serious illness, you can more easily pay for, for example, medical treatment and qualified medical assistance, buy essential medicines or attend private clinics.
What are the benefits?
- Financial support covering more than 50 serious illnesses, including cancer, heart attack and stroke
- Payment of up to PLN 1,000,000 following an illness (depends on the sum insured)
- Possibility to also insure your partner and children
The Cancer Assistance supplementary contract will provide you with support and specialist assistance if you develop cancer. This will make it easier for you to seek specialist assistance and undergo necessary examinations.
What are the benefits?
- Assistance including: medical transport, psycho-oncologist consultations, organising and paying for rehabilitation
- Covering the costs of plastic surgery − up to PLN 20,000
- Spport for relatives, including organising and paying for a genetic test and an oncology-genetics consultation
With the Foreign Second Medical Opinion supplementary agreement, you can count on the opinion of world-class specialists if you fall ill. Without having to travel abroad, you can make sure that the diagnosis is correct and the treatment planned is the best possible.
What are the benefits?
- Consultation with world-class specialists
- Access to validated medical information online
The Incapacity to Work supplementary contract will ensure that you receive a payout if you are unable to earn a living on your own after an illness or accident. With these funds, it will be easier for you to maintain your standard of living, pay for treatment or rehabilitation.
What are the benefits?
- Financial support in case of permanent and total inability to perform any work
- Broad coverage - incapacity to work may be a consequence of illness or accident
- High payout (up to PLN 1,000,000)
- Possibility of insuring your partner
Getting cancer or having to undergo a complicated surgery can be the most difficult experience in your life. In such situations, it helps to be able to count on the prompt assistance of the best professionals.
The Treatment Abroad supplementary agreement will ensure that you have access to medical care at a clinic abroad - our partner, Further Underwriting International SLU, will organise your trip, pay for your treatment and support you every step of the way.
What are the benefits?
- Coverage of medical expenses up to €2,000,000
- Organisation of travel and accommodation abroad
- Payment for hospital stays and for the purchase of medicines
The For Health supplementary contract will ensure that you receive a payout if you are treated in hospital or at a one-day surgery facility. This money can help pay for further treatment, long-term therapy or rehabilitation.
What are the benefits?
- Broad coverage - the list of diseases, injuries and various treatments includes more than 400 items
- Possibility to receive multiple payments per year
- Possibility to receive comprehensive assistance in case of cardiac problems (including: reimbursement of rehabilitation costs)
- Additional funds e.g. for the purchase of medicines - thanks to the Medicine Benefit option
- Possibility to insure your partner and children
The Hospitalisation supplementary agreement will ensure that you are paid if you are hospitalised due to an illness or accident.
What are the benefits?
- Up to PLN 500 per day of hospitalisation - the amount depends on the chosen Daily Hospital Benefit
- Payout even from the 1st day of hospitalisation as a consequence of an accident, or from the 4th day of continued hospitalisation as a result of an illness
- Possibility to receive multiple payments - for a maximum of 180 days of hospital stay per year
- Rehabilitation benefit for a hospital stay of 14 continuous days
- Possibility to insure your partner and children
The Be Healthy medical package is a supplementary contract that will give you access to private medical care throughout Poland.
What are the benefits?
- Access to medical specialists and medical examinations at more than 1500 establishments from the LUX MED Group
- Possibility to ensure medical care also for your partner and children
- Save time - make an appointment for a consultation by phone or online
- Payout of PLN 25,000 in the event of permanent and total incapacity to perform any work
You can enter into supplementary contracts to ensure that you and your loved ones are paid out in the event of various consequences of an unfortunate accident. You can use the money, for example, to pay for medical care, nursing care, rehabilitation and to adapt your home to meet the needs of a disabled person.
What are the benefits?
- Money for medical treatment following accidents
- Discounts if you buy packages of accident insurance contracts
- Wide range of post-accident support, including organising and paying for surgeries
- 10 contracts to choose from, covering various consequences of accidents
With a term life insurance contract, you can ensure additional protection for your loved ones. The contract allows you to insure the life and health of your loved ones, e.g. your partner or children.
What are the benefits?
- Life insurance for loved ones
- Additional health insurance for loved ones, e.g. up to PLN 1,000,000 in the event of a serious illness
With this supplementary contract, we will take over payment of the premiums for your policy if you are unable to work for at least six months due to health problems.
What are the benefits?
- You do not pay contributions if you are totally unable to perform work that is compatible with your training or acquired vocational skills
- We will take over payment of contributions from the 7th month of your incapacity for work
You have the option to accumulate additional money in insurance capital funds (UFK). You can deposit funds together with the premium for your life insurance policy or at any time you choose. You have constant access to your money - you won’t pay anything to withdraw it.
What are the benefits?
- Investing flexibly
- Possibility to change funds using the My Allianz service
- Unlimited access to your money
Fast and simple claims process
How to make a claim
Do you want to file a claim?
Frequently asked questions about life insurance
1. You meet with an Agent (also online) to discuss your needs
An insurance agent will explain to you how insurance works. Once they have learnt about your needs and expectations, they will help you choose the right coverage and sums insured. If convenience and security are your priorities, the meeting can be held online.
2. You answer questions about your health and lifestyle
Insurance is about life and health, so the Agent will ask you about your health, such as chronic illnesses and serious health problems in the past. In special cases, we will ask you for more information (e.g. medical records) and ask you to get additional examinations. You will undergo them out at our expense and in our designated facilities.
3. You receive a policy that confirms the contract
The agent will then ask you to accept the application and pay the first premium. We issue a policy document based on the information you have given us. In certain situations, we may offer you a contract on different terms (e.g. for a higher premium) or refuse to enter into a contract.
You can manage your life and health insurance online - just log into the My Allianz Customer Service (MójAllianz)
Yes, it’s a policy designed, among others, for people who need a high sum insured for a certain period of time - parents who support their children together, partners who share a loan and people who have obligations to relatives.
When you enter into a contract, you determine the sum insured according to your current needs (such as securing repayment of a loan, other obligations). You will be insured for this amount for at least 10 years and no longer than until you reach the age of 70.
After this period, the sum will be lower - you will be insured for that amount (indicated when you take out the contract) regardless of your age and health.
Do you need help?
Download Center