Why is it worth continuing insurance
What does this insurance policy provide?
Payment of benefits and practical help in the event of an illness
A list of diseases and treatments is provided in the T&C. It covers up to 27 serious diseases, including advanced cancer, acute myocardial infarction, end-stage liver failure (applies to the optimal scope). These are defined in the T&C.
Coverage of hospital treatment costs and after accident
We will pay out an amount depending on the percentage of health impairment and the sum insured.
You can receive it in connection with a permanent injury as a result of an accident.
We will also cover the cost of outpatient, inpatient and outpatient rehabilitation treatments, medicines, prostheses and rehabilitation equipment - if prescribed by a doctor.
You can receive money for medical expenses incurred in Poland following an accident.
Payment for the consequences of accidents such as fractures, sprains, and burns
Coverage of medical expenses incurred in Poland - up to PLN 2000
Payments and practical help when your child is born.
We will provide support if you have a baby, including:
- classes with a fitness trainer and nursing and midwifery consultations,
- reimbursement of medication and psychological support costs in case of postnatal depression,
- rehabilitation, medical transports, home care and psychological support in the case of birth of a child with a congenital defect.
Contract benefit until the policy anniversary that precedes your 50th birthday.
Financial support if you lose a loved ones
We will pay you a benefit in relation to the following events covered by insurance:
- death of the spouse or partner,
- death of the spouse or partner following an accident,
- death of the spouse or partner following a traffic accident,
- death of a parent or death of a parent of the spouse or a parent of the partner,
- death of a parent or death of a parent of the spouse or a parent of the partner following an accident,
- death of a child,
- death of a child following an accident.
Financial support for relatives. Assistance in the event of death in an accident
Possibility of receiving payments in connection with:
- death of the Insured,
- death of the Insured as a result of a personal accident,
- death of the Insured as a result of a traffic accident.
For example, in relation to the death of the Insured following a covered traffic accident - we will pay the sum of several amounts - in relation to death, in relation to death following an accident and in relation to death following a traffic accident.
- we will organise and cover funeral expenses up to PLN 4,000 (as indicated in the T&C),
- we will organise and cover funeral travel up to PLN 1,000 (as indicated in the T&C),
- we will provide 6 consultations on inheritance law through the helpline.
Practical help with various situations
We will provide you with assistance in the event of illness and accident, including:
- medical transport to the medical facility and place of stay, as well as between medical facilities,
- rehabilitation,
- organisation of hire or purchase of rehabilitation equipment,
- delivery of medication to the place of stay,
- medical visit in the event of an accident.
You also gain access to helplines: medical, healthy eating, baby assistance and funeral.
The limits, sub-limits and sums insured for assistance services are indicated in the T&C.
Additional protection packages
Financial support for various consequences of an accident for a spouse or partner, including permanent injury and medical expenses incurred in Poland.
Frequently asked questions about life insurance Twoje Bezpieczeństwo+ as individual coverage continuation
If you wish to take out Your Safety+ insurance as the individual continuation option, please let us know. You can, for example:
- contact the person assisting you with your current policy (agent, broker),
- call the helpline on 224 224 224,
- visit an Allianz branch office.
You can take out Your Safety+ insurance contract in the individual continuation variant if:
- your coverage under the Allianz Family group life insurance contract has ended, e.g.:
- you are quitting your job,
- you are changing jobs or becoming self-employed;
- you cannot enjoy the insurance protection anymore (due to reaching the age stipulated in your existing contract) under insurance variants other than the individual continuation of Allianz Safe Life, Your Safety+, Safe Life Package or Safer with Family insurance;
- you have been covered for a minimum of 1 month under the Allianz Family group life insurance policy;
- you apply for the individual continuation option within 3 months of the end of cover under your existing insurance contract;
- your place of permanent residence is in Poland.
No. The coverage in the new contract may differ from the existing insurance coverage.
Coverage, depending on your age, can easily be tailored to your needs as you have a choice of individual continuation options. If you are under 70 years of age, you can also boost your protection in selected areas - just buy additional packages.
You enter into a contract for one year and it can be renewed multiple times for subsequent years unless you or we make a declaration of non-renewal. You will find information on how long you can enjoy the protection in the T&C.
The insurance cover starts upon payment of the premium on the first day of the month following the month in which we received and accepted the contract application.
We are not liable for certain covered events for a certain period of time. This does not apply to the consequences of accidents. This is known as a grace period. The grace period is calculated from the date of coverage commencement. For more information, see the T&Cs and contact your agent.
This means that you can benefit from such protection for the rest of your life. This will happen if neither party to the contract gives the other party written notice of non-renewal of the contract for a subsequent one-year period. We can do this at the latest one month before the policy anniversary. You can do that at the latest 14 days before the anniversary.