Annual protection for one person or the entire family without medical examinations
Allianz Opiekun - life insurance
Allianz Guardian
you can buy remotely
Your life insurance
Why choose Allianz Guardian - Allianz Opiekun insurance
Your benefits
See what Allianz Guardian - Allianz Opiekun
can offer you
An annual insurance contract with four packages to choose from and the possibility to cover children as well.
Standard
Solo Komfort
Duet Standard
Duet Komfort
If you are no longer there
In case of your death in an accident
In case of your death in a traffic accident
Permanent and total disability resulting from an accident
Hospital stay due to an accident
Assistance
Permanent health impairment due to an accident
payout as a specified percentage of the sum insured depending on the type of health impairment
payout as a specified percentage of the sum insured depending on the type of health impairment
Temporary inability to work due to an accident
Surgical treatment due to an accident
Death of spouse or partner
Death of spouse or partner due to a traffic accident
Permanent and total disability of spouse or partner resulting from an accident
Hospital stay of spouse or partner due to an accident
Permanent health impairment of spouse or partner as a result of an accident
payout as a specified percentage of the sum insured depending on the type of health impairment
Temporary inability to work of spouse or partner due to an accident
Death of a child
Health impairment and surgical procedures of a child due to an accident
Hospital stay of a child due to an accident
Good to know
Allianz Guardian - Allianz Opiekun insurance is taken out for a year.
It is a simple solution for people who need good but cheap life (accident) insurance. A great advantage is that you can get it without medical examinations or excessive formalities. It is an ideal solution for those who, due to their health or financial circumstances, cannot benefit from other types of life insurance.
Under this insurance, you can choose from 4 packages with different coverage. Depending on the package, one policy can cover not only you but also your spouse or partner and children. Upon conclusion of the contract, the scope of coverage can be further extended to include child insurance. Another great advantage is that the sums insured remain unchanged during the annual insurance period. Sums insured are available in different variants: silver, gold and platinum. You can choose the best option for you.
Fast and simple claims process
How to make a claim
Something happens that is covered by your insurance. Check the general terms and conditions of your insurance to see what documents you will need to submit a claim.
Fill in the electronic form and attach the required documents. If you give us your phone number and e-mail, we can handle your case faster.
Check the status of your case. You can do it by e-mail or by phone – be sure to provide the claim number.
Do you want to file a claim?
Frequently asked questions about Allianz Guardian - Allianz Opiekun life insurance
The sum insured is paid out in case of death of the Insured.
In such a case the money will be paid to the Insured’s family members in the following order: spouse, children, parents, siblings.
The sum insured under temporary life insurance is exempt from personal income tax.
Do you need help?
You can take care of many issues online at your convenience. Submit form. We'll let you know when it has been done.
Download Center
In our archive you will find, among others, forms to help you submit an order, general T&Cs of insurance and documents related to investment funds.
Follow us
This material is for informational purposes only, it is intended to provide a general outline of the nature and scope of the aforementioned insurance and does not constitute an offer within the definition of Article 66 § 1 of the Civil Code. The detailed scope and terms and conditions of the above mentioned insurance are regulated by the general terms and conditions of insurance with attachments (available in the Documents for Insurance tab), in which you will find provisions concerning, among others, premiums, scope of insurance, limitations and exclusions of liability of TU Allianz Życie Polska S.A. and the conditions of payouts and rules for calculating insurance benefits.