Comprehensive protection for you and your children
Plan Pełnej Ochrony
The Full Protection Plan
can be bought remotely
Your life insurance
Why choose this product
Check what the Full Protection Plan insurance offers
Protection of relatives, protection in case of illness and insurance coverage for children - the most comprehensive range of additional agreements
Plan Pełnej Ochrony
Full Protection Plan
One-off benefit
Number of diseases and treatments:
variant standard: 20
variant comfort: 55
variant for child: 24
Loss of capacity
Single payout in the event of incapacity to lead an independent life or long-term and total incapacity to work
Hospital treatment
Hospital treatment - Supplementary contract
We will pay you for your stay in hospital for treatment of:
- bodily injury resulting from an accident - from day 1 of hospital stay,
- or resulting from illness - from day 4 of hospital stay.
We will pay you a single additional amount equivalent to five daily benefits for your treatment in hospital due to an accident or illness which lasted for a continuous period of at least 14 days.
This payout will, for example, help you cover costs arising as a consequence of your stay in hospital.
Under the terms and conditions of the insurance, we will organise and cover the costs of your stay in a sanatorium up to the limit of PLN 4,000 per event.
Payment per day of stay
Surgery
Surgical procedures - Supplementary contract
If you undergo surgical treatment specified in the terms and conditions of the insurance, we will pay you money which you can use for any purpose, e.g. to take care of further treatment or to cover costs related to a change in the functioning of your family.
Payment calculated as a specified percentage of the sum insured depending on the type of surgery
Treatment abroad in the event of a serious illness
Medical care without borders - Supplementary contract
If you develop a more serious conditions, you will receive: confirmation of correctness of the diagnosis, proposal for a treatment plan abroad, organization of the treatment and finding a hospital abroad, and follow-up assessment of your condition after treatment abroad.
Treatment abroad in case of a serious illness / up to € 2 million during the insured party’s lifetime.
Health impairment
Permanent health impairment due to an accident - Supplementary contract
We will provide you with a payout if you suffer permanent damage to your health as a result of an accident. This will help cover costs such as rehabilitation and learning to function in the new reality.
Standard variant: we will pay out a specified percentage of the sum insured depending on the type of permanent health impairment.
Sports variant: we will pay you a specified percentage of the sum insured depending on the type of permanent health impairment, also if the permanent impairment was caused by professionally practising sports disciplines and sports activities indicated in the insurance T&Cs.
Payment based on standard or sports variant
Oncological Assistance
Oncological Assistance - supplementary contract
Under the terms and conditions of the insurance, we will provide, among others:
- Organising and covering the costs of 20 medical services (e.g. medical consultations, laboratory diagnostics, specialised examinations)
- Assistance (e.g. reimbursement of costs of wigs and dentures, medical transport, psycho-oncologist, rehabilitation)
- Test for increased genetic risk of organ cancer, oncology-genetics consultation
- Covering the costs of plastic surgery (up to PLN 20,000)
Additional assistance in the event of a diagnosis of advanced cancer or issue of a record of diagnosis and oncological treatment
Accident Assistance
Accident Assistance - supplementary contract
Under the terms and conditions of the insurance, we will provide, among others:
- Organising and covering the costs of 10 medical services (e.g. medical consultations, outpatient procedures, laboratory diagnostics, X-ray and ultrasound examinations, magnetic resonance imaging, computed tomography)
- Organising and covering the costs of surgery up to PLN 20,000
- Rehabilitation, medical transport, neurorehabilitation application
- Covering the costs of plastic surgery (up to PLN 8,000)
Additional assistance in case of an accident
Would you like to purchase this policy? You can do it remotely - without leaving your home.
Plan Pełnej Ochrony - Full Protection Plan
With the full protection plan, you will provide your loved ones with financial security in case of your death (up to PLN 1 million). You can also create a protection package for yourself and your children. All you have to do is choose agreements that provide financial support in case of illness or accident. You can manage your insurance – change additional agreements or the sum insured.
Fast and simple claims process
How to make a claim
Something happens that is covered by your insurance. Check the general terms and conditions of your insurance to see what documents you will need to submit a claim.
Fill in the electronic form and attach the required documents. If you give us your phone number and e-mail, we can handle your case faster.
Check the status of your case. You can do it by e-mail or by phone – be sure to provide the claim number.
Do you want to file a claim?
Frequently asked questions about life insurance
The sum insured is paid out in case of death of the Insured.
in the following order:
- spouse,
- to children in equal parts (if no spouse),
- to parents in equal parts (if no spouse or children),
- to siblings in equal parts (if no spouse, children or parents),
- to other heirs in equal parts in case of no persons listed above
SThe sum insured under temporary life insurance is exempt from personal income tax.
Do you need help?
You can take care of many issues online at your convenience. Submit form. We'll let you know when it has been done.
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In our archive you will find, among others, forms to help you submit an order, general T&Cs of insurance and documents related to investment funds.
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This material is for informational purposes only, it is intended to provide a general outline of the nature and scope of the aforementioned insurance and does not constitute an offer within the definition of Article 66 § 1 of the Civil Code. The detailed scope and terms and conditions of the above mentioned insurance are regulated by the general terms and conditions of insurance with attachments (available in the Documents for Insurance tab), in which you will find provisions concerning, among others, premiums, scope of insurance, limitations and exclusions of liability of TU Allianz Życie Polska S.A. and the conditions of payouts and rules for calculating insurance benefits.